:root{--navy:#06233c;--orange:#ff6b16;--muted:#65758a;--line:#dce4eb}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--navy);background:#fff}.wrap{width:min(1280px,calc(100% - 48px));margin:auto}.top{height:92px;background:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid #edf0f3}.nav{height:100%;display:flex;align-items:center;gap:35px}.brand img{width:86px;display:block}.nav nav{margin:auto;display:flex;align-items:center;gap:38px;height:100%}.nav nav a{font-weight:700;font-size:15px;height:100%;display:flex;align-items:center;position:relative}.nav nav a:hover,.nav nav a.active{color:var(--orange)}.nav nav a.active:after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:var(--orange)}a{text-decoration:none;color:inherit}.phone{display:flex;gap:14px;align-items:center;padding-left:28px;border-left:1px solid #e5e9ed}.phone>span{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:#fff1e8;color:var(--orange);font-size:21px}.phone b{font-size:17px}.phone small{display:block;color:#7b8794;font-size:12px;font-weight:400;margin-top:4px}.hamb{display:none;border:0;background:none;font-size:28px}.hero{position:relative;width:100%;background:#06233c;overflow:hidden}.hero>img{width:100%;height:auto;display:block}.hero-call,.hero-services{position:absolute;top:65%;height:11%}.hero-call{left:5.4%;width:16.5%}.hero-services{left:23.7%;width:17%}.services{padding:54px 0 78px}.intro{display:grid;grid-template-columns:1.1fr 1fr;gap:80px;align-items:start;margin-bottom:42px}.intro h1{font-family:Georgia,serif;font-size:48px;line-height:1.05;margin:0}.intro p{font-size:18px;line-height:1.65;color:var(--muted);margin:8px 0 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid article{min-height:190px;border:1px solid var(--line);border-radius:14px;padding:36px 30px;display:flex;gap:28px;align-items:center;background:#fff}.ico{font-size:54px;line-height:1;width:72px;text-align:center;color:#082e50;filter:grayscale(1)}.grid h2{font-size:20px;line-height:1.25;margin:0 0 18px}.grid p{color:var(--muted);line-height:1.5;margin:0}.about{background:#f5f7f8;padding:78px 0}.aboutgrid{display:grid;grid-template-columns:420px 1fr;gap:70px;align-items:center}.aboutgrid img{width:100%;border-radius:18px}.about span,.contact span{font-size:13px;letter-spacing:.16em;color:var(--orange);font-weight:800}.about h2,.contact h2{font-family:Georgia,serif;font-size:44px;margin:12px 0 18px}.about p,.contact p{font-size:18px;line-height:1.65;color:var(--muted)}.contact{padding:78px 0}.contactgrid{display:grid;grid-template-columns:1fr 420px;gap:80px}.cta{display:inline-block;background:var(--orange);color:#fff;padding:16px 24px;border-radius:10px;font-weight:800;margin-top:10px}.data{background:var(--navy);color:#fff;padding:30px;border-radius:16px}.data p{color:#d6e0e8;font-size:16px}footer{background:#041827;color:#fff;padding:24px 0;font-size:13px}
@media(max-width:900px){.top{height:76px}.wrap{width:min(100% - 28px,1280px)}.brand img{width:68px}.phone{margin-left:auto}.nav nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;height:auto;padding:18px 24px;flex-direction:column;gap:0;align-items:stretch;box-shadow:0 10px 25px #0002}.nav nav.open{display:flex}.nav nav a{padding:15px 0}.nav nav a.active:after{display:none}.hamb{display:block;order:3}.phone b{display:none}.phone{border:0;padding:0}.hero{height:440px}.hero>img{height:100%;width:100%;object-fit:cover;object-position:52% center}.hero-call,.hero-services{display:none}.intro{grid-template-columns:1fr;gap:15px}.intro h1{font-size:38px}.grid{grid-template-columns:1fr 1fr}.aboutgrid,.contactgrid{grid-template-columns:1fr;gap:35px}.aboutgrid img{max-width:520px}.services{padding-top:45px}}
@media(max-width:600px){.hero{height:360px}.hero>img{object-position:56% center}.grid{grid-template-columns:1fr}.grid article{min-height:150px;padding:26px 22px}.intro h1{font-size:34px}.intro p{font-size:16px}.about h2,.contact h2{font-size:36px}.phone>span{width:40px;height:40px}.services{padding-bottom:55px}}

.ico{width:112px;min-width:112px;height:112px;display:grid;place-items:center;filter:none}.ico img{width:112px;height:112px;object-fit:cover;border-radius:16px}.grid article{padding:28px 26px;gap:22px}
.about{background:linear-gradient(90deg,#fff 0%,#f5f7f8 100%);padding:76px 0}.aboutgrid{grid-template-columns:1fr 1.05fr;gap:70px}.aboutcopy h2{font-family:Georgia,serif;font-size:48px;line-height:1.05}.aboutcopy h2 em{font-style:normal;color:var(--orange)}.certificate-photo{height:430px;border-radius:20px;overflow:hidden;box-shadow:0 20px 55px #06233c24}.certificate-photo img{width:100%;height:100%;object-fit:cover;object-position:center}.trustpoints{display:flex;gap:16px;margin-top:30px;flex-wrap:wrap}.trustpoints b{padding:12px 15px;border-left:3px solid var(--orange);background:#fff;border-radius:6px;box-shadow:0 5px 20px #06233c0c;font-size:14px}
.partners{padding:30px 0 40px;border-bottom:1px solid #e7edf2}.partners span{font-size:12px;letter-spacing:.18em;font-weight:800}.partner-row{display:flex;align-items:center;justify-content:space-between;gap:22px;flex-wrap:wrap;margin-top:24px}.partner-row b{font-size:18px;color:#173a5a;white-space:nowrap}
.contact{background:#f7f9fa}.contactcards{display:grid;gap:12px}.contactcards>a,.contactcards>div{background:#fff;border:1px solid #e1e8ed;border-radius:12px;padding:18px 20px}.contactcards small{display:block;color:var(--orange);font-weight:800;letter-spacing:.12em;margin-bottom:7px}.contactcards strong{font-size:16px}
footer{padding:44px 0 20px}.footergrid{display:grid;grid-template-columns:1fr 1fr 1.4fr;gap:60px;align-items:start}.footbrand img{width:100px;background:#fff;border-radius:8px;padding:6px}.footergrid p{color:#b8c7d3;line-height:1.7;font-size:14px}.footergrid a{color:#fff}.copyright{border-top:1px solid #ffffff1f;padding-top:18px;margin-top:24px;color:#8fa2b2}
@media(max-width:900px){.aboutgrid{grid-template-columns:1fr}.certificate-photo{height:360px}.footergrid{grid-template-columns:1fr 1fr}.partner-row{justify-content:flex-start}.ico,.ico img{width:96px;height:96px;min-width:96px}}@media(max-width:600px){.grid article{align-items:flex-start}.ico,.ico img{width:88px;height:88px;min-width:88px}.aboutcopy h2{font-size:38px}.certificate-photo{height:300px}.footergrid{grid-template-columns:1fr}.contactgrid{gap:28px}}

/* v4 approved refinements */
nav{gap:34px}
.about{background:linear-gradient(90deg,#fff 0%,#f6f8f9 100%);padding:72px 0}
.aboutgrid{display:grid;grid-template-columns:1fr 1.08fr;gap:58px;align-items:center}
.aboutcopy h2{font-family:Georgia,serif;font-size:48px;line-height:1.04;margin:14px 0 22px}
.aboutcopy h2 em{font-style:normal;color:var(--orange)}
.trustpoints{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.trustpoints b{background:#fff;border-left:3px solid var(--orange);padding:12px 14px;border-radius:7px;box-shadow:0 7px 22px #0a2c4810;font-size:14px}
.certificate-photo{height:410px;border-radius:18px;overflow:hidden;box-shadow:0 18px 48px #09294424}
.certificate-photo img{width:100%;height:100%;object-fit:cover;object-position:center}
.partners{padding:32px 0 40px;background:#fff;border-bottom:1px solid #e7edf2}
.partners span{font-size:12px;letter-spacing:.18em;font-weight:800;color:#183b5c}
.official-logos{display:flex;align-items:center;gap:30px;flex-wrap:wrap;margin-top:24px}
.official-logos img{width:auto;height:46px;max-width:125px;object-fit:contain;background:#fff}
.logo-text{height:46px;display:flex;align-items:center;font-size:20px;font-weight:800;color:#123e75;white-space:nowrap}
.logo-text.generali{color:#b21f24;font-family:Georgia,serif}.logo-text.uniqa{color:#0067b1}.logo-text.compensa{color:#168344}.logo-text.tuz{color:#e52521}.logo-text.hdi{color:#168448;font-size:26px}
@media(max-width:900px){.aboutgrid{grid-template-columns:1fr}.certificate-photo{height:330px}.official-logos{gap:22px}}
@media(max-width:600px){.aboutcopy h2{font-size:38px}.certificate-photo{height:260px}.official-logos img{height:36px;max-width:100px}.logo-text{height:36px;font-size:17px}}

/* v5 — mobile responsiveness */
.hero picture,.hero picture img{display:block;width:100%}
.mobile-hero-actions{display:none}
.contactcards strong,.footergrid a,.footergrid p{overflow-wrap:anywhere;word-break:break-word}
.grid article>div:last-child{min-width:0}
.official-logos>*{max-width:100%}

@media(max-width:900px){
  .nav{gap:16px}
  .brand{flex:0 0 auto}
  .phone{flex:0 0 auto}
  .hamb{flex:0 0 auto}
  .hero{height:auto}
  .hero picture img{width:100%;height:auto;object-fit:contain;object-position:center}
  .intro{margin-bottom:28px}
  .grid article{min-width:0}
  .contactcards{min-width:0}
}
@media(max-width:600px){
  .wrap{width:calc(100% - 28px)}
  .top{height:70px}
  .nav nav{top:70px}
  .brand img{width:62px}
  .phone>span{width:38px;height:38px;font-size:18px}
  .hamb{font-size:25px;padding:4px}
  .hero{background:#06233c}
  .hero picture img{width:100%;height:auto}
  .hero-call,.hero-services{display:none}
  .mobile-hero-actions{
    display:grid;
    grid-template-columns:1fr;
    gap:10px;
    padding:14px;
    background:#06233c
  }
  .mobile-hero-actions a{
    min-height:48px;
    display:flex;
    align-items:center;
    justify-content:center;
    border-radius:9px;
    font-weight:800;
    font-size:15px
  }
  .mobile-hero-actions a:first-child{background:var(--orange);color:#fff}
  .mobile-hero-actions a:last-child{border:1px solid #ffffff80;color:#fff}
  .services{padding:38px 0 48px}
  .intro{gap:12px;margin-bottom:26px}
  .intro h1{font-size:31px;line-height:1.08}
  .intro p{font-size:15px;line-height:1.55}
  .grid{gap:14px}
  .grid article{
    min-height:0;
    padding:18px 16px;
    gap:15px;
    border-radius:12px;
    align-items:center
  }
  .ico,.ico img{width:78px;height:78px;min-width:78px;border-radius:12px}
  .grid h2{font-size:17px;margin:0 0 7px;line-height:1.18}
  .grid p{font-size:14px;line-height:1.4}
  .about{padding:48px 0}
  .aboutgrid{gap:28px}
  .aboutcopy h2{font-size:34px;line-height:1.05}
  .aboutcopy p{font-size:16px;line-height:1.55}
  .trustpoints{display:grid;grid-template-columns:1fr;gap:9px;margin-top:22px}
  .trustpoints b{font-size:13px;padding:11px 12px}
  .certificate-photo{height:auto;aspect-ratio:1.3/1}
  .certificate-photo img{object-position:center}
  .partners{padding:28px 0 32px}
  .partners span{display:block;line-height:1.5}
  .official-logos{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:18px 16px;
    align-items:center
  }
  .official-logos img,.logo-text{
    justify-self:center;
    max-width:120px;
    height:38px;
    font-size:17px
  }
  .contact{padding:48px 0}
  .contact h2{font-size:32px}
  .contact p{font-size:16px}
  .contactcards>a,.contactcards>div{padding:16px}
  .contactcards strong{font-size:15px;line-height:1.35}
  footer{padding:34px 0 18px}
  .footergrid{gap:24px}
  .footbrand img{width:86px}
  .copyright{font-size:12px}
}
@media(max-width:380px){
  .wrap{width:calc(100% - 22px)}
  .brand img{width:58px}
  .phone>span{width:36px;height:36px}
  .intro h1{font-size:29px}
  .grid article{padding:16px 13px;gap:12px}
  .ico,.ico img{width:70px;height:70px;min-width:70px}
  .grid h2{font-size:16px}
  .grid p{font-size:13px}
  .aboutcopy h2{font-size:31px}
}

/* Final local partner logos */
.official-logos{display:grid;grid-template-columns:repeat(11,minmax(70px,1fr));gap:14px;align-items:center}
.official-logos img{width:100%;height:64px;max-width:140px;object-fit:contain;background:#fff;border-radius:6px;justify-self:center}
@media(max-width:1000px){.official-logos{grid-template-columns:repeat(6,minmax(90px,1fr))}}
@media(max-width:650px){.official-logos{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.official-logos img{height:58px;max-width:150px}}

/* Partner logos v2 — larger, two clean rows */
.partners{padding:38px 0 46px}
.partners .wrap{max-width:1240px}
.official-logos{
  display:grid !important;
  grid-template-columns:repeat(6,minmax(0,1fr)) !important;
  gap:20px 26px !important;
  align-items:center;
  margin-top:26px
}
.official-logos img{
  display:block;
  width:100% !important;
  max-width:175px !important;
  height:86px !important;
  object-fit:contain !important;
  justify-self:center;
  background:#fff;
  border-radius:0;
}
@media(max-width:900px){
  .official-logos{grid-template-columns:repeat(3,minmax(0,1fr)) !important;gap:18px 16px !important}
  .official-logos img{height:78px !important;max-width:165px !important}
}
@media(max-width:600px){
  .official-logos{grid-template-columns:repeat(2,minmax(0,1fr)) !important;gap:14px 12px !important}
  .official-logos img{height:72px !important;max-width:150px !important}
}

/* v3 partner logos: untouched originals from official brand/media sites */
.official-logos.originals{
  display:grid !important;
  grid-template-columns:repeat(4,minmax(0,1fr)) !important;
  gap:22px 26px !important;
  margin-top:28px;
}
.official-logos.originals .partner-logo{
  min-height:118px;
  border:1px solid #e5ebef;
  border-radius:12px;
  background:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:18px 22px;
  box-shadow:0 6px 20px rgba(6,35,60,.04);
}
.official-logos.originals .partner-logo img{
  display:block;
  width:auto !important;
  height:auto !important;
  max-width:100% !important;
  max-height:76px !important;
  object-fit:contain !important;
  border-radius:0 !important;
  background:transparent !important;
}
@media(max-width:900px){
 .official-logos.originals{grid-template-columns:repeat(2,minmax(0,1fr)) !important;gap:16px !important}
 .official-logos.originals .partner-logo{min-height:105px;padding:16px}
 .official-logos.originals .partner-logo img{max-height:66px !important}
}
@media(max-width:480px){
 .official-logos.originals{grid-template-columns:1fr 1fr !important;gap:12px !important}
 .official-logos.originals .partner-logo{min-height:92px;padding:13px}
 .official-logos.originals .partner-logo img{max-height:58px !important}
}

/* HDI + Compensa added to the same partner grid */
.partner-wordmark{min-height:118px;border:1px solid #e5ebef;border-radius:12px;background:#fff;display:flex;align-items:center;justify-content:center;padding:18px 22px;box-shadow:0 6px 20px rgba(6,35,60,.04)}
.compensa-official{flex-direction:column;font-weight:900;font-size:24px;letter-spacing:.02em;color:#148447}
.compensa-official small{font-size:8px;letter-spacing:.14em;color:#5d6469;margin-top:4px}
.hdi-official{font-weight:900;font-size:38px;letter-spacing:-.06em;color:#168448;text-decoration:overline;text-decoration-color:#d5232a;text-decoration-thickness:4px}
@media(max-width:900px){.partner-wordmark{min-height:105px;padding:16px}}
@media(max-width:480px){.partner-wordmark{min-height:92px;padding:13px}.compensa-official{font-size:19px}.hdi-official{font-size:32px}}

/* v6 — partner logos: exactly two rows on desktop */
.official-logos.originals{
  display:grid !important;
  grid-template-columns:repeat(5,minmax(0,1fr)) !important;
  gap:22px 24px !important;
  align-items:center !important;
}
.official-logos.originals .partner-logo,
.official-logos.originals .partner-wordmark{
  min-height:118px;
}

/* Keep tablets/phones readable rather than forcing two rows on tiny screens */
@media(max-width:900px){
  .official-logos.originals{
    grid-template-columns:repeat(3,minmax(0,1fr)) !important;
  }
}
@media(max-width:600px){
  .official-logos.originals{
    grid-template-columns:repeat(2,minmax(0,1fr)) !important;
    gap:12px !important;
  }
}

/* v7 — exactly 4 + 4 partner logos on desktop */
.official-logos.originals{
  display:grid !important;
  grid-template-columns:repeat(4,minmax(0,1fr)) !important;
  gap:22px 26px !important;
  align-items:stretch !important;
}
.official-logos.originals .partner-logo,
.official-logos.originals .partner-wordmark{
  min-height:120px !important;
  width:100%;
}
@media(max-width:900px){
  .official-logos.originals{grid-template-columns:repeat(2,minmax(0,1fr)) !important}
}
@media(max-width:480px){
  .official-logos.originals{grid-template-columns:repeat(2,minmax(0,1fr)) !important;gap:12px !important}
}